Do you find yourself stuck here?
Who Runs My Credit Score?
Credit Card Companies
Credit Card Companies
Credit Card Companies
Did you feel the APR was extremely high?
A credit card company can look at your credit report when you apply for a card. However, if you’re a customer, that company can look at your credit report anytime, according to the Consumer Financial Protection Bureau
Landlords/Agencies
Credit Card Companies
Credit Card Companies
Looking to move?
Your landlord/Agency-to-be might want a peek at your credit report
Insurance
Credit Card Companies
Insurance
Paying HIGHER Premiums?
The Fair Credit Reporting Act also allows credit reporting companies to release your credit report in association with “offering insurance coverage or setting insurance premium charges,” says the Consumer Financial Protection Bureau.
Employers
Telecommunications Companies
Insurance
Didn't get the job, you wanted?
As part of a background check, employers can request a copy of your credit report. The Fair Credit Reporting Act allows credit reporting companies to release your report for employment purposes.
Telecommunications Companies
Telecommunications Companies
Telecommunications Companies
Phone, Internet, Cable/Dish
When you sign up for phone, TV or internet service, the service provider might check your credit.
Public utilities
Telecommunications Companies
Telecommunications Companies
Electricity, Gas, Water
Signing up for water, gas or electricity? You might need to submit to a credit check
Automobiles
Automobiles
Automobiles
Need/Want A Car?
Looking to purchase a car with finiancial assistance? Signing up for water, gas or electricity? You might need to submit to a credit check
Bank/Loan
Automobiles
Automobiles
Bank Accounts, Loans
Opening up a bank account or Need a Loan? You might need to submit to a credit check